Metro Detroit Bankruptcy Attorney
Michigan Bankruptcy Attorneys
New Start Bankruptcy
Everyone wishes to repay their debts on time and be in the creditors’ good books. But unfortunately, situations arise and you find yourself unable to repay the debts. It is at this point when you have to file for bankruptcy. And if it comes to this point, it is best to work with the best Metro Detroit Bankruptcy Lawyer.
If you are new to the term, bankruptcy is a legal proceeding involving an individual or a business that cannot repay its outstanding debt. It allows individuals or businesses to get freedom from their debts and provide creditors with an opportunity for repayment.
By filing for bankruptcy, you get a fresh financial start by making arrangements to repay the unmanageable debt.
We get it. Filing for a petition is not an every-day process, and it can be a complex issue, especially if it’s your first time. You will need to work with a bankruptcy lawyer. A bankruptcy attorney will ensure that you comply with all rules and regulations and meet the necessary requirements. But you may ask…
Do I Need A Bankruptcy Lawyer?
Many people considering bankruptcy ask this question, especially if they’ve waited until they’ve become completely broke. An attorney will help you understand the process and fill out bankruptcy forms, which can be quite complex.
A Pro Se or Pro Per is the term the court uses if you decide to file for bankruptcy without a lawyer. It might work for you if you do not have other loans like a mortgage, car loan, and you own basic furniture and other household goods.
Even with minimum debt and basic personal property, you will need to understand if you are filing a chapter 7 or 13 case and what is involved in each chapter. You will also be required to provide detailed information about your creditors, financial transactions, income property, and expenses.
A bankruptcy lawyer should be able to guide you through all the complexities and make work easier for you. You will be expected to make a host of critical decisions right from filing to the discharge of debts.
Our Services
Chapter 7 Bankruptcy
Chapter 13 Bankruptcy
Other Bankruptcy Needs
AGGRESSIVE, HONEST, EXPERIENCED
What to Expect…
A bankruptcy attorney will help you take a critical look at your debts and assets to determine if you need bankruptcy or if there’s another option. The lawyer will help you compare chapter 7 and 13 options to establish if bankruptcy is the right solution.
They will do this by helping you examine the size and make-up of your debt, the assets you will be risking in bankruptcy, and the ability to repay your debts. As such, this is what to expect from your bankruptcy lawyer:
Competency
Although not all bankruptcy cases are complex, they aren’t easy. Your bankruptcy attorney should have the necessary skills to handle your case. Your lawyer should be able to establish the facts of your case, like if to file for chapter 7 or 13 bankruptcy, if you own a small business, if it will be an asset or no-asset case and if you will need bankruptcy litigation.
Sound Legal Advice
In your retainer agreement, you will outline your attorney’s role in your case. Top of the services your attorney should provide is to provide competent advice throughout the process.
Your attorney should educate you on what to expect during the bankruptcy process and whether there are any difficulties or risks you’re likely to face. An experienced attorney should know what works and where clients go wrong. They should tell you what to avoid in your case.
You should expect them to respond to your calls or emails if you need them to answer some questions.
Prepare and File Your Paperwork
When filing for bankruptcy, you are expected to complete various forms. Your attorney will help you know what to gather for the records. A competent bankruptcy attorney usually has specialized software to help prepare and file your paperwork.
You will be expected to give your attorney your financial information like assets, expenses, income, and debt information. They will then prepare the official forms and go over them with you to ensure accuracy.
Knowledge of The Law
You are most likely to rely on the information you get on the internet, which may be outdated. Bankruptcy law changes over time, and only a bankruptcy attorney can help you get the correct information.
Your attorney is updated on the latest law amendments and changes. They should help you understand the law and help you use these laws in your case.
Your attorney should give you guidance about your case and ensure that you beat critical deadlines. They help you understand what you should do to stay within your case’s time limit. Delayed deadlines could lead to the dismissal of your case.
Present You at The Hearings
After filing for bankruptcy, you must attend the 341 meeting of creditors, which is mandatory. You may also be required to attend other hearings. Your attorney should represent you at chapter 13 confirmation hearings, chapter 7 reaffirmation hearings, and any other hearings filed by you or your creditors.
Before filing a bankruptcy case, your attorney should advise you on the hearings you can anticipate. They will also guide you in preparing for the hearing and how to handle it effectively.
Amer Hakim
Fadi Toma
Kevin Yaldoo
A Metro Detroit Bankruptcy Lawyer that’s there for you!
Finding the best bankruptcy lawyer in Metro Detroit can be tough. That’s why you should go for an experienced law firm like the New Start Bankruptcy. We are a team of experienced chapter 7 and 13 bankruptcy attorneys who have been in service since 2003.
We have successfully handled bankruptcy cases and helped many clients stop vehicle repossession, creditor harassment, home foreclosure, and utility shut off. We will help you reduce payments on income tax, student loan, eliminate a second mortgage, and complete loan modifications.
At Start Bankruptcy, we will help you file for bankruptcy under the United States Bankruptcy Code. Every client that walks into our office gets personalized service and automatically becomes part of our family. We will offer you a free consultation. Call us now on 855-558-8250, and we will give you reasonable attorney fees.
