{"id":5776,"date":"2015-08-17T08:35:25","date_gmt":"2015-08-17T15:35:25","guid":{"rendered":"https:\/\/www.sands-trustee.com\/?p=5776"},"modified":"2019-07-04T09:09:55","modified_gmt":"2019-07-04T16:09:55","slug":"budget-hacks-back-school","status":"publish","type":"post","link":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/","title":{"rendered":"Budget Hacks: Back-to-School"},"content":{"rendered":"<p>Always popular with parents \u2013 \u2018tis the season of back-to-school! To help prepare for summer\u2019s end and a return of kids to the classroom, without feeling the financial pinch, read on for our top 7 back-to-school budget tips.<\/p>\n<p><strong>Only buy essential school supplies right away<\/strong> \u2013 purchase any remaining school supplies that are needed once last year\u2019s extras are gone. One the back-to-school frenzy has settled you\u2019ll likely save at clear-out sales after the August rush.<\/p>\n<p>Avoid new purchases gathering dust at the back of the closet by <strong>finding out what your kid thinks is trendy<\/strong> before you spring for new shoes, backpack or handheld device. Don\u2019t forget to check online and in flyers for coupons or savings codes \u2013 especially for pricier items!<\/p>\n<p>Get together with other parents and <strong>buy supplies in bulk<\/strong>! Pool your money to buy the goods then divide the supplies between everyone\u2019s children.<\/p>\n<p><strong>Plan ahead for lunches<\/strong>. If your child is brown-bagging it for school lunches, plan ahead on what they\u2019ll be eating \u2013 this saves wasted food and cuts down on doling out lunch money if you run out of something. If your child is older and buys their lunch daily, offer to compromise \u2013 purchase half the lunches and get them to step up to the plate and make a lunch to take the other days of the week.<\/p>\n<p><strong>Give older kids a set budget for certain items<\/strong> \u2013 if they want a costly name brand, offer to pay the budgeted amount and have them pay the balance. This is a great opportunity to teach kids about managing their money and make choices about needs versus wants.<\/p>\n<p>Just like shopping for anything, <strong>stick to a budget AND list<\/strong> of what you need to purchase. Most schools will provide a list of necessary supplies in June, or post them on their website. Use cash when making purchases to keep an eye on your outgoing funds and costs.<\/p>\n<p>Save all year. Back-to-school happens every year, so rather than scrambling to find the funds each September, <strong>set aside some money each month<\/strong> into a savings account. Saving $5 per week beats finding over $250 dollars all at once!<\/p>\n<p>Last year nearly 8 in 10 Canadians said they felt annual back-to-school shopping was becoming increasingly expensive, and staying on top of a budget was a priority for most. Set yourself up for a financially-successful school year!<\/p>\n<p><em>To <a href=\"https:\/\/www.sands-trustee.com\/personal-debt-consolidation\/\">learn more<\/a> about how Licensed Insolvency Trustees can help with debt solutions, <a href=\"https:\/\/www.sands-trustee.com\/downloads\/\">contact us<\/a> for a <a href=\"https:\/\/www.sands-trustee.com\/free-debt-consultation\/\">free, confidential consultation<\/a> in an office near you!<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Always popular with parents \u2013 \u2018tis the season of back-to-school! To help prepare for summer\u2019s end and a return of kids to the classroom, without feeling the financial pinch, read on for our top 7 back-to-school budget tips. Only buy essential school supplies right away \u2013 purchase any remaining school supplies that are needed once [&hellip;]<\/p>\n","protected":false},"author":8,"featured_media":6514,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"content-type":"","footnotes":""},"categories":[261],"tags":[186,38,39,74,187,44,37,117,120,50,70,72,188,35,51],"class_list":["post-5776","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-debt-free-living","tag-back-to-school","tag-bankruptcy-bc","tag-bankruptcy-trustees","tag-bc-debt","tag-budget-hacks","tag-budgeting","tag-consumer-proposals","tag-credit-counselling","tag-credit-counsellor","tag-debt","tag-financial-stress","tag-kids-money","tag-money-tips","tag-sands-associates","tag-student-debt"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.3 (Yoast SEO v26.3) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Budget Hacks: Back-to-School - Sands &amp; Associates<\/title>\n<meta name=\"description\" content=\"Read our top 7 back-to-school budget tips to help prepare for summer\u2019s end and a return of kids to the classroom - without feeling the financial pinch.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Budget Hacks: Back-to-School\" \/>\n<meta property=\"og:description\" content=\"Read our top 7 back-to-school budget tips to help prepare for summer\u2019s end and a return of kids to the classroom - without feeling the financial pinch.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\" \/>\n<meta property=\"og:site_name\" content=\"Sands &amp; Associates\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SandsAssociates\" \/>\n<meta property=\"article:published_time\" content=\"2015-08-17T15:35:25+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2019-07-04T16:09:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"960\" \/>\n\t<meta property=\"og:image:height\" content=\"685\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Blair Mantin\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Blair Mantin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\"},\"author\":{\"name\":\"Blair Mantin\",\"@id\":\"https:\/\/www.sands-trustee.com\/#\/schema\/person\/bce0833a5a7c2b89498e7d357aa214bf\"},\"headline\":\"Budget Hacks: Back-to-School\",\"datePublished\":\"2015-08-17T15:35:25+00:00\",\"dateModified\":\"2019-07-04T16:09:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\"},\"wordCount\":422,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.sands-trustee.com\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg\",\"keywords\":[\"Back to School\",\"Bankruptcy BC\",\"Bankruptcy Trustees\",\"BC Debt\",\"Budget Hacks\",\"Budgeting\",\"Consumer Proposals\",\"Credit Counselling\",\"Credit Counsellor\",\"Debt\",\"Financial Stress\",\"Kids Money\",\"Money Tips\",\"Sands &amp; Associates\",\"Student Debt\"],\"articleSection\":[\"Debt-Free Living\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\",\"url\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\",\"name\":\"Budget Hacks: Back-to-School - Sands &amp; Associates\",\"isPartOf\":{\"@id\":\"https:\/\/www.sands-trustee.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg\",\"datePublished\":\"2015-08-17T15:35:25+00:00\",\"dateModified\":\"2019-07-04T16:09:55+00:00\",\"description\":\"Read our top 7 back-to-school budget tips to help prepare for summer\u2019s end and a return of kids to the classroom - without feeling the financial pinch.\",\"breadcrumb\":{\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage\",\"url\":\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg\",\"contentUrl\":\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg\",\"width\":960,\"height\":685},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.sands-trustee.com\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Budget Hacks: Back-to-School\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.sands-trustee.com\/#website\",\"url\":\"https:\/\/www.sands-trustee.com\/\",\"name\":\"Sands & Associates\",\"description\":\"Trustee in Bankruptcy\",\"publisher\":{\"@id\":\"https:\/\/www.sands-trustee.com\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.sands-trustee.com\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.sands-trustee.com\/#organization\",\"name\":\"Sands & Associates\",\"url\":\"https:\/\/www.sands-trustee.com\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.sands-trustee.com\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2018\/11\/sands-logo.png\",\"contentUrl\":\"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2018\/11\/sands-logo.png\",\"width\":306,\"height\":99,\"caption\":\"Sands & Associates\"},\"image\":{\"@id\":\"https:\/\/www.sands-trustee.com\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SandsAssociates\",\"https:\/\/x.com\/sandstrustee\",\"https:\/\/www.youtube.com\/user\/sandstrustee\",\"https:\/\/www.linkedin.com\/company\/sands-&-associates-trustees\/\",\"https:\/\/www.instagram.com\/sandsassociatesbc\/\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.sands-trustee.com\/#\/schema\/person\/bce0833a5a7c2b89498e7d357aa214bf\",\"name\":\"Blair Mantin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.sands-trustee.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/51398c078da19a02d414cfcd51f6dfb0b14d8020d9c38b9b3fbf15994e4d7005?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/51398c078da19a02d414cfcd51f6dfb0b14d8020d9c38b9b3fbf15994e4d7005?s=96&d=mm&r=g\",\"caption\":\"Blair Mantin\"},\"sameAs\":[\"http:\/\/sands-trustee.com\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Budget Hacks: Back-to-School - Sands &amp; Associates","description":"Read our top 7 back-to-school budget tips to help prepare for summer\u2019s end and a return of kids to the classroom - without feeling the financial pinch.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/","og_locale":"en_US","og_type":"article","og_title":"Budget Hacks: Back-to-School","og_description":"Read our top 7 back-to-school budget tips to help prepare for summer\u2019s end and a return of kids to the classroom - without feeling the financial pinch.","og_url":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/","og_site_name":"Sands &amp; Associates","article_publisher":"https:\/\/www.facebook.com\/SandsAssociates","article_published_time":"2015-08-17T15:35:25+00:00","article_modified_time":"2019-07-04T16:09:55+00:00","og_image":[{"width":960,"height":685,"url":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg","type":"image\/jpeg"}],"author":"Blair Mantin","twitter_misc":{"Written by":"Blair Mantin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#article","isPartOf":{"@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/"},"author":{"name":"Blair Mantin","@id":"https:\/\/www.sands-trustee.com\/#\/schema\/person\/bce0833a5a7c2b89498e7d357aa214bf"},"headline":"Budget Hacks: Back-to-School","datePublished":"2015-08-17T15:35:25+00:00","dateModified":"2019-07-04T16:09:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/"},"wordCount":422,"commentCount":0,"publisher":{"@id":"https:\/\/www.sands-trustee.com\/#organization"},"image":{"@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage"},"thumbnailUrl":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg","keywords":["Back to School","Bankruptcy BC","Bankruptcy Trustees","BC Debt","Budget Hacks","Budgeting","Consumer Proposals","Credit Counselling","Credit Counsellor","Debt","Financial Stress","Kids Money","Money Tips","Sands &amp; Associates","Student Debt"],"articleSection":["Debt-Free Living"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/","url":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/","name":"Budget Hacks: Back-to-School - Sands &amp; Associates","isPartOf":{"@id":"https:\/\/www.sands-trustee.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage"},"image":{"@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage"},"thumbnailUrl":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg","datePublished":"2015-08-17T15:35:25+00:00","dateModified":"2019-07-04T16:09:55+00:00","description":"Read our top 7 back-to-school budget tips to help prepare for summer\u2019s end and a return of kids to the classroom - without feeling the financial pinch.","breadcrumb":{"@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#primaryimage","url":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg","contentUrl":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2015\/08\/back-to-school.jpg","width":960,"height":685},{"@type":"BreadcrumbList","@id":"https:\/\/www.sands-trustee.com\/blog\/budget-hacks-back-school\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.sands-trustee.com\/"},{"@type":"ListItem","position":2,"name":"Budget Hacks: Back-to-School"}]},{"@type":"WebSite","@id":"https:\/\/www.sands-trustee.com\/#website","url":"https:\/\/www.sands-trustee.com\/","name":"Sands & Associates","description":"Trustee in Bankruptcy","publisher":{"@id":"https:\/\/www.sands-trustee.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.sands-trustee.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.sands-trustee.com\/#organization","name":"Sands & Associates","url":"https:\/\/www.sands-trustee.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sands-trustee.com\/#\/schema\/logo\/image\/","url":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2018\/11\/sands-logo.png","contentUrl":"https:\/\/www.sands-trustee.com\/wp-content\/uploads\/2018\/11\/sands-logo.png","width":306,"height":99,"caption":"Sands & Associates"},"image":{"@id":"https:\/\/www.sands-trustee.com\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SandsAssociates","https:\/\/x.com\/sandstrustee","https:\/\/www.youtube.com\/user\/sandstrustee","https:\/\/www.linkedin.com\/company\/sands-&-associates-trustees\/","https:\/\/www.instagram.com\/sandsassociatesbc\/"]},{"@type":"Person","@id":"https:\/\/www.sands-trustee.com\/#\/schema\/person\/bce0833a5a7c2b89498e7d357aa214bf","name":"Blair Mantin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.sands-trustee.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/51398c078da19a02d414cfcd51f6dfb0b14d8020d9c38b9b3fbf15994e4d7005?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/51398c078da19a02d414cfcd51f6dfb0b14d8020d9c38b9b3fbf15994e4d7005?s=96&d=mm&r=g","caption":"Blair Mantin"},"sameAs":["http:\/\/sands-trustee.com"]}]}},"_links":{"self":[{"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/posts\/5776","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/comments?post=5776"}],"version-history":[{"count":0,"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/posts\/5776\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/media\/6514"}],"wp:attachment":[{"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/media?parent=5776"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/categories?post=5776"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sands-trustee.com\/wp-json\/wp\/v2\/tags?post=5776"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}